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This section contains all our credit jobs. Credit professionals are often referred to as 'credit risk managers' 'credit analysts' or 'credit officers', while some banks simply use a seniority level followed by the key word - e.g 'vice president, credit'. A career as a credit professional mainly entails reviewing credit applications from the bank's clients (e.g. corporations wanting to borrow money) or from financial institutions who are the firm's counterparties.

Credit risk is the risk of loss of principle if a borrower defaults on a loan repayment obligation. It arises whenever an individual or company expects to use future income to pay a current debt. Credit risk analysts and professionals help to mitigate this risk by preparing credit proposals and credit reviews, which provide the business with independent assessments about the financial standing of prospective and existing borrowers.

Credit analysts collaborate with the lending team to ensure that credit proposals or extensions are approved or declined in accordance with both the firm's internal credit policies and local regulations. Most lenders use their own models (credit scorecards) to rank potential and existing customers according to risk. There are many factors which are taken into account, such as operating experience, management expertise, asset quality, and leverage and liquidity ratios.

Ensuring high credit quality through the structuring, sanctioning, monitoring and control of credit applications, as well as ongoing maintenance of credit standards is vital. It is also the job of credit analysts to perform regular reviews of clients whose credit portfolios require close monitoring. This helps to ensure that any deterioration is quickly recognised and that credit risk is mitigated.

Credit professionals, especially senior ones, maintain close working relationships with the business and must understand their portfolio and risk capabilities. They must also stay up to date with financial analysis and the risk profiles of their assigned sectors, borrowers and counterparties throughout their credit careers. Ultimately, they must balance the desire of front-office sales staff to expand the business, with the need to lend prudently and make sound credit decisions.

There are credit risk issues within different types of transactions - including corporate banking, project finance, structured trade and syndications. Not only do banks recruit credit professionals, private equity firms, for example, use them to manage the credit risk of counterparties and investment-related service providers.

Credit jobs can also be quite specialised, with roles which focus only on counterparty risk and involve due diligence visits to financial institutions to collect credit information. Financial records are analysed on excel spreadsheets so that the bank has a realistic assumption of future operating performance.

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Showing 1-30 of 367 jobs
STRUCTURED TRADE FINANCE – CORPORATE BANKING Hays Banking Hong Kong Competitive plus Bonus Hong Kong SAR 17 May 12

DELIVER STRUCTURED TRADE FINANCE SOLUTIONS TO ASIAN CORPORATES PURCHASING FROM FOREIGN CORPORATES

FIXED INCOME SALES - Hong Kong, Asia Selby Jennings FIFX HKD:Highly Competitive Package Hong Kong SAR 17 May 12

g10/ Asia Bond Sales - Hong Kong, Asia. HKDSalary: Highly Competitive. (Credit, Corporate Bonds, HY, DD, IG)

Credit Structuring Specialist, Global Wealth Management Bank of America Merrill Lynch Competitive Hong Kong SAR 17 May 12

OverviewBank of America is one of the world's largest financial institutions, serving individual consumers, sm...

Vice President, International Product Manager, Commercial Banking JPMorgan Chase not disclosed Hong Kong SAR 16 May 12

See job description below

Structured Credit Transaction Manager UBS AG Competitive Hong Kong SAR 16 May 12

An exciting opportunity has arisen to join UBS as a Structured Credit Transaction Manager

SENIOR CREDIT MANAGER SLOANE MANHATTAN Competitive Remuneration Package Hong Kong SAR 16 May 12

A leading International Bank invites experienced Credit Manager to join the Bank. The incumbent conducts cred...

CREDIT APPROVAL MANAGER – MNCs & LARGE CORPORATES Hays Banking Hong Kong Competitive Salary Hong Kong SAR 16 May 12

CREDIT APPROVAL FOR GLOBAL CORPORATIONS

Head of Risk Management - Private Banking Michael Page International Hong Kong Highly Competitive Compensation Package Hong Kong SAR 15 May 12

Our client is looking for candidates with strong Credit Risk experience in private banking/wealth management i...

CREDIT RISK ANALYST – BLUE CHIPS/RED CHIPS Hays Banking Hong Kong Competitive Hong Kong SAR 15 May 12

CREDIT ANALYSIS IN CREDIT RISK MANAGEMENT DEPARTMENT

AVP/VP RELATIONSHIP MANAGER – FINANCIAL INSTITUTIONS – NEW OPENING Hays Banking Hong Kong Competitive Hong Kong SAR 15 May 12

MANAGE BANK AND NON-BANK FI PORTFOLIO

CREDIT RISK SPECIALIST – CORPORATE AND/OR FI (5 years exp.) Hays Banking Hong Kong HKD$50-75K plus bonus Hong Kong SAR 15 May 12

CORPORATE AND FI COUNTERPARTY CREDIT RISK

Vice President / Senior Analyst - Project and Infrastructure Finance Group Advantage Professional Hong Kong Competitive Hong Kong SAR 14 May 12

The senior analyst will provide lead coverage of a ratings portfolio for the utilities and infrastructure fran...

Deputy Head of Risk Management (Private Equity) Global Associates Negotiable Hong Kong SAR 14 May 12

To manage the risk function of the private equity business

Asia Pacific Credit Analyst MetLife Limited Competitive Hong Kong SAR 14 May 12

We are seeking a dynamic individual to join our company as an ASIA PACIFIC CREDIT ANALYST who will be reportin...

Asia Pacific Credit Analyst MetLife Limited Negotiate later Hong Kong SAR 14 May 12

Conduct fundamental research, provide timely analysis of new corporate credits and other credit products (e.g....

Senior/Credit Risk Analyst Randstad Hong Kong Attractive Compensation Hong Kong SAR 11 May 12

Our client is an International bank; they are looking for a Senior/Credit Risk Analyst in their Corporate and ...

Senior Manager, Credit Standard Chartered Bank NA Hong Kong SAR 11 May 12

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Senior Relationship Banker (ref: 00063777) The Royal Bank of Scotland PLC Competitive Hong Kong SAR 10 May 12

We are seeking a dynamic individual to join us as a Senior Relationship Banker, based in Hong Kong to work for...

Asian Credit Sales Webbe International (Asia) Pte Ltd Base and bonus Hong Kong SAR 08 May 12

Investment bank seeks experienced Asian Credit sales person to focus on institutional accounts.

VP - Credit Risk Links Recruitment Limited Negotiable Hong Kong SAR 04 May 12

Exciting opportunity for an experienced Credit Risk professional within a global investment bank. This positio...

Associate Director / Director, Local Corporates, Wholesale Bank Standard Chartered Bank NA Hong Kong SAR 03 May 12

We are looking for a/an Director/Associate Director with our Local Corporates portfolio to provide pro-active ...

Director, (Senior Relationship Manager), Corporate & I Standard Chartered Bank NA Hong Kong SAR 03 May 12

We are inviting application for the post of Director (Senior Relationship Manager) to provide proactive senior...

VP/SVP - Relationship Manager or Specialist MRI Worldwide HK Ltd 30 - 80K Hong Kong SAR 02 May 12

Our clients are recruiting an experienced, high caliber professional to join the Commercial Banking Division a...

Senior Credit Analyst SearchAsia Hong Kong negotiable Hong Kong SAR 02 May 12

Our client is a well-established foreign corporate banking with strong presense in Asia. They are now looking ...

Credit Review Officer SearchAsia Hong Kong Open Hong Kong SAR 25 Apr 12

My client, one of well-established banks from Korea, is currently looking for a Credit Review Officer as follo...

VP / AVP - Front Office Credit Trading Systems Developer - Shanghai Pinpoint Asia Excellent Remuneration China-Shanghai 17 May 12

Looking for experienced and seasoned Java/C# developers to work on cutting-edge, next-generation analytics/ris...

Senior Account Manager, Special Asset Management H Y Partners Very Competitive China-Shanghai 15 May 12

Seeking highly qualified special asset/problem account management professional for Corporate Banking and SME B...

Product Specialist, Global Credit Products (GCP) Deutsche Bank Attractive, negotiable China-Beijing 14 May 12

Support Head Portfolio Management GCP Asia in both day-to-day work and strategic projects related to China Ser...

FI BD Manager / Credit Analyst Robert Walters Shanghai Competitive China-Shanghai 14 May 12

This is for a leading foreign bank in Shanghai.

Senior Business Manager, Corporate Banking, Headquarter Robert Walters Shanghai Competitive China-Shanghai 14 May 12

This is a leading regional bank well established in China.

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